Personal Loans 26 Dec 2025 1 min

Personal Loan Rates Today: What to Expect

See current rate ranges and what lenders look for.

Sofia Reyes
Sofia Reyes
Banking editor focused on savings, checking, and fintech tools.
Personal Loan Rates Today: What to Expect

Personal loan rates vary by credit score, income, and loan term. Fixed-rate loans provide stability for debt consolidation or large projects.

What lenders review

  • Credit score and history
  • Debt-to-income ratio
  • Employment and income stability
Tags: Debt
Sofia Reyes

Sofia Reyes

Banking editor focused on savings, checking, and fintech tools.

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