How to Improve Your Credit Score by 100 Points
A practical plan to move your score higher in the next 90 days.
Marcus Lee
Credit score specialist and consumer finance educator.
Improving your credit score comes down to a few fundamentals: on-time payments, low utilization, and a healthy mix of accounts.
Fast wins
- Pay down balances to below 30% utilization.
- Set autopay to avoid late payments.
- Dispute any errors on your report.
Even small improvements can unlock better rates and approvals.
Marcus Lee
Credit score specialist and consumer finance educator.
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